GTB USSD Code makes banking easier for non-smartphone users. Not only to the non-smartphone users but also to the smartphone users. But smartphone user stands the chance of convenient banking with the help of GTBank internet banking.
GTBank mobile banking is another form of internet banking where GT bank customers with smartphones are given the chance to download the GTbank mobile banking app so as to enable them to carry out transactions online.
Therefore, in a simple language, I will say that the USSD code for GTBank is meant for non-smartphone while the GTBank internet and mobile banking are meant for smartphone users.
In this topic, I will be discussing lengthily on all you should know about the GTB USSD code in 2021 ranging from GTB USSD transfer code down to code to check GTB account balance.
Let’s get it started!
What is GTBank USSD Code?
GTB USSD Code is a shortcode in 3 digits format, this code can help you perform all transactions featured by Guaranty Trust Bank Plc. The official USSD code for GTbank is *737#.
Using this GTBank USSD code, you can do various banking transactions with GTBank Plc even without an internet connection such as transferring of funds, checking GTB account balance, payment of bills, airtime and data top-up etc.
Note that before planning to use the GTB USSD code, you must ensure that the mobile phone number you are about to use is linked to the GTBank account else, it will not work.
Now, to get started with the GTB USSD code, simply dial *737#.
How to use GTBank USSD code
How to use USSD code for GTBank depends on the banking operation you want to perform or the transaction you want to initiate, whichever the case might be, there are different ways you can use the GTB USSD code.
The table below will give you more insight on how to use the GT bank USSD code.
List of USSD Code for GTBank
The table below shows the complete list of all short code for GTBank:
|GTB Transaction Types||GTB USSD Codes||Charges|
|USSD code for GTB Account Opening||*737*0#||Free|
|GTB recharge code (Self)||*737*Amount#||Free|
|GTB transfer code for airtime (Other)||*737*Amount*PhoneNo#||Free|
|GTB Transfer Code to GTBank||*737*1*Amount*Nuban#||N20|
|GTB Transfer Code to Other Bank||*737*2*Amount*Nuban#||N80|
|Cardless Withdrawal by GTBank||*737*3*Amount#||N50|
|Fast Track Deposit||*737*48*Amount*Nuban#||N20|
|GTB Account Balance Code/Account No/ BVN||*737*6*1#||N10|
|GTBank loan USSD code (Loan Balance)||*737*6*2#||N10|
|Cheque Book Status||*737*6*4#||Free|
|GTB Generate OTP code||*737*7#||Free|
|Checkout USSD code for GTBank||*737*35*Amount*Merchant Code#||Free|
|StarTimes Subscription code||*737*37*Amount*SmartcardNo#||N100|
|GTBank Swift Network Subscription code||*737*50*Amount*4#||N100|
|GT Bank Salary Advance code||*737*8*2#||N20|
Features and Benefit of GTBank USSD Code
*737# is the GTB short code platform and you will enjoy the following benefits using USSD for GTBank. These benefits include:
- It enables you get an instant value
- For better cash management
- Fast and prompt service leading to reduction in rotate time
- It is simple, easy & inexpensive to operate
- It works on any phone be it smart or non-smartphone
- No data or internet connection is required for transaction.
- Easy/Express checkout.
Requirement for Activating GTbank USSD Code
The following requirements are needed for the activation, registration, or creation of the USSD code for GTBank:
- GTbank account
- Phone number that’s linked to your GTB account
- Lastly, a mobile device (phone) smartphone or non-smartphone
Asking how can I activate GTBank USSD banking, follow the steps below:
How to register GTB USSD code
If you operate a Guaranty Trust Bank account, to get started with *737#, you’ll get to know how to register, create or reset PIN for GTBank USSD transactions so as to enjoy this service.
Here, I will be guiding you on how to register and create GTB USSD transactions PIN alongside reset your GTBank USSD transaction PIN.
Get started with creating the GTBank short banking code.
- Simply dial *737*5#
- You will be ask to enter the last 6 digits of your debit card (ATM Card)
- Then create a 4 digit transaction PIN.
- Lastly, follow the prompt to complete the process.
To reset GTbank USSD transaction PIN, see the steps below:
- Dial *737*5#
- Select the option that read “Reset PIN”
- Enter the old PIN
- Then, you’ll be ask to create a new PIN and also confirm the new PIN
You are done with Guaranty Trust Bank USSD PIN reset.
Note that if you’ve forgotten the PIN for GT Bank USSD transaction, you will need to visit any Guaranty Trust Bank Plc branch close to you and meet a Customer Service agent for assistance on resetting or reactivating your USSD PIN.
GTB Transfer Code
The GTB transfer code is a short code to transfer funds either from the owner’s own GTbank account to another GTbank account or other banks account.
The code *737*1*Amount*Nuban# is the GTB USSD transfer code to other GTBank account while the code *737*2*Amount*Nuban# is the GTB transfer Code to Other Banks in Nigeria.
With the phone used in registering your GTbank account, to transfer funds using GTB transfer USSD code, simply dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*2000*2234567895#) to the same GTBank account.
While for GTB transfer code to another bank, simply dial *737*2*Amount*NUBAN Account Number# (e.g. *737*2*2000*2234567895#). Note that charges might be different as shown in the table above.
GTBank Account Balance Code
Looking forward to knowing the code to check GTB account balance, don’t worry you’ll get to know it here.
The GTB code to check account balance is *737*6*1#. Simply dial *737*6*1# on your mobile phone that’s linked to your GTBank account and follow the on-screen prompts.
This is the mother code to check GTB account details. Aside from using this code to check account balance in GTBank, it will also be used to check your BVN or account number by following the right prompt.
GTB Recharge Code
GTB transfer code for airtime is of two formats one for self and others. Using the GTBank recharge code for self-service, getting your own mobile phone number recharged directly using your own GTB account is easy.
GTbank recharge code for a self top-up, simply dial *737*amount# on your phone linked to GTB account (e.g. *737*2000#) to buy airtime.
While the GTB airtime code for others allows you to top-up airtime for friends and family. Top-up airtime for friend & family using your GTBank, simply dial *737*Amount*friend/family number# (e.g. *737*2000*08023456789#).
GTB Data Top-Up Code
Want to know how to buy a data subscription using GTbank USSD code, follow the steps here. To top-up data for Self & third party, simply dial *737*4# on your phone linked to your GT bank account and follow the on-screen prompts.
Note that the GTBank daily recharge limit is N10,000.
What is GTB Airtime Advance?
GTB airtime advance is a feature that allows prequalified GTBank salary account holders to borrow up to N5,000 airtime and pay at month-end.
How can I request for Airtime Advance? To request for airtime loan advance, dial *737*8*1#, then follow the on-screen prompts. Lastly, you’ll have to authenticate it with the last 4 digits of your GTBank Naira MasterCard.
For GTB salary advance, dial *737*8*2#. It should be from your registered phone number with the GTbank to apply.
USSD Code to Reactivate Your GTB Account
Good news! It’s now possible to reactivate your GTBank Account using just 4 easy steps.
Want to know how to reactivate your GT bank account? Follow the steps below to reactivate your GTBank Account.
- On your mobile number registered with the GTBank account, simply dial *737*11#.
- Enter your Bank verification number (BVN)
- You can input Account Officer code (if known) or press 1 to continue
- To complete your GTB account reactivation, you can initiate a transaction by buying at least N100 airtime from your account.
GT BANK USSD Code To Pay Electricity Bills
To pay your electricity bill with the GT Bank USSD code is pretty easier compared to its internet or mobile payment.
GTB USSD code format for electricity bill payment is *737*50*Amount*Station Code# e.g *737*50*7500*95#. E.g, to initiate Port Harcourt Prepaid electricity bill payment, simply dial *737*50*7500*95#.
The following below are some states Service, GT Bank USSD code, and their Disco Code:
- Port Harcourt Prepaid: dial *737*50*Amount*95#
- Port Harcourt Postpaid: dial *737*50*Amount*96#
- Eko Prepaid: dial *737*50*Amount*151#
- Eko Postpaid: dial *737*50*Amount*152#
- Ibadan Prepaid: dial *737*50*Amount*137#
- Kano Prepaid: dial *737*50*Amount*93#
- Kano Postpaid: dial *737*50*Amount*94#
The Electricity bill payment limit is up to ₦ 1 Million daily and no data or internet connection is required to carry out this transaction.
Note that the transaction can only be done from a mobile phone number registered with the GTBank account and once completed, the said sum amount will be deducted directly from your GTBank account.
How to Open GTB Account with USSD Code
The USSD Code to open a GTBank account is *737*0#. To get started, dial *737*0# on your mobile number and follow the on-screen prompts.
If successful, the GTB account number with 10 digits will be created automatically and sent to you via SMS using the phone number used in opening the account.
The coolest thing here is that USSD GTB account opening, no forms is required for the signup process. Once you’ve successfully signed up, look out for your ten-digit account number (NUBAN).
Note that you can also use your phone number as your account number at the GTBank branches, or GTExpress outlets.
The disadvantage to GTbank USSD account opening is that the maximum deposit per transaction is N20,000 and the maximum account balance is N100,000. However, you can visit any GTB branch for an upgrade.
How to Withdraw Cash without your ATM Debit Card
Withdrawals just got easier with GTB even without your Debit Card. Here, no GTBank debit card is required. To do this, follow the steps below:
- On linked number, simply dial *737*3*Amount# and follow the prompt to generate your GT bank withdrawal code and also authenticate your request with your USSD created PIN.
- Visit any GTbank ATM machine; enter the withdrawal code generated to retrieve your cash.
GTB USSD code to generate an One Time Password (OTP)
You can now generate an OTP on your own with the help GTBank OTP USSD code, using *737*7# to generate One Time Password (OTP) to make a quick transaction on-the-go without your banking token.
For more enquiries, dial *737*6# to make enquiries on the following below:
- GTB account balances, BVN & Account Number (*737*6*1#)
- GTBank Loan balances (*737*6*2#)
- Card status (*737*6*3#)
- Cheque book status (*737*6*4#)
I believe that I have discussed everything you should know about the GTB USSD code and that you find them helpful.
Thanks for reading and don’t forget to share to help others also.