How To Get Money Off Chime Without Card

Do you need help on how to get money off Chime without card? Or asked where can I withdraw money from my Chime card if I don’t have my debit card handy, we got you back on this.

There are several ways to withdraw money from Chime without debit card among them include; bank transfer, online shopping, Chime to Chime transfer (i.e Chime users transfer), and using a global debit card.

How to withdraw money from Chime without card has creates so much confusion in the user’s mind. So today, we are here to address the issues regarding how do I withdraw money from Chime without debit card.

So, if you have such questions, stay tone because I will be writing comprehensively on this topic about money withdrawal on Chime without using the card.

To get started, I believe you have reason(s) withdrawing money from Chime without card? So, what are your reasons? Are they similar to ours? YES, NO. Read the section before we proceed.

Reasons Why You Will Want To Withdraw Money From Chime Without Card

I believe the question on how to withdraw money from Chime without card comes with some reasons, so the following reasons might prompt you to ask Can I Withdraw Money From Chime Without My Card?

  • If you’ve lost your Chime card.
  • Or, you’ve forgotten your Chime card at home.
  • Otherwise, don’t have it handy with you.

If the above points are the case, know that it isn’t a simple process, but it is possible to withdraw money from Chime without a card if you have a friend who has a Chime card or another bank account to which you can transfer and withdraw the money or otherwise.

If you have questions to ask about Chime direct deposits, see our guide on Chime Direct Deposits Frequently Asked Questions.

Can I Withdraw Money From Chime Without My Card?

No, you can’t withdraw money from Chime without card.

As of December 2021, you won’t be able to withdraw money from Chime without using a card because the platform doesn’t yet support cardless withdrawals. But, there is an alternative to how you can get money off Chime without card.

While it’s not possible to use a cardless ATM with Chime, there are several other ways to get money out of Chime without a card which in this post we’ll be looking at some useful workarounds for accessing money from Chime without a card before considering the pros and cons of other options.

How To Withdraw Money From Chime Without a Card?

The following are how to get money off Chime without card:

  • Transfer from Chime to another bank and use the bank’s card.
  • Ask a friend who uses Chime to withdraw for you after transferring the cash to him/her.
  • Instead of card, pay using a mobile payment app.
  • You can get a prepaid debit card.

How Can I Withdraw Money From Chime Without My Card?

Knowing that you cannot withdraw money from Chime without card, but I am going to provide you with 4 different options you can use to get cash out of your Chime account without card as stated before in this section.

Without wasting much time, let’s get started.

How To Get Money Off Chime Without Card?

Here are the 4 easy ways to withdraw money from Chime without debit card.

How To Get Money Off Chime Without Card

1. Bank Transfer

If you don’t have a Chime debit card, you can transfer from Chime to another bank and use the bank’s card. With this, you’ll most likely be able to withdraw money from an ATM using banks card instead of Chime debit card.

This card in question could be a debit card linked to a different bank account or a credit card.

Also, if you have a debit card, you can also use ACH to transfer money from your Chime account to the related bank account (this process can take up to two days because Chime does not accept bank wires).

You can do this by going to the Chime app or website and pressing Link a Bank Account, then selecting a bank from the list and entering your other bank’s login information.

You’ll be able to use cash from your Chime account to withdraw money from an ATM using a debit card after the transfer comes. Obviously, this method will not work if you’ve misplaced or forgotten your complete wallet login, including your Chime card!

If you don’t know how to transfer from Chime, the steps to follow are:

  • Go to Chime app on the smartphone, click to open and login.
  • Navigate to the section on “Money”.
  • Select “Transfers” option.
  • Carefully follow the onscreen instructions displayed on the screen and thereby send cash to the bank account which is linked with your Chime account.

 2. Ask a Friend

The best way to get money off Chime without card is to ask a friend who uses Chime to withdraw for you after transferring the cash to him/her.

So, if you don’t have a Chime card and have a friend who does, asking them to withdraw the money for you is a great option if you don’t have Chime card with that, you can be able to withdraw out Chime card.

To complete the task on how to withdraw money off Chime without card, head to the Chime mobile app on Friend’s tab, type in your friend’s name or username (“$ChimeSign”), then enter the amount you’d like to send, and then click Pay now to instruct the transfer.

The benefit of this method is that not only you are transferring between Chime users for free, but they’re also fast, allowing you to send money to a friend and have them withdraw it for you quickly and cheaply using their card.

Please, note that you can only transfer up to $2,000 per month, With this manner, you’ll have to keep that in mind.

3. Use a Mobile Payment App

This option is available if you don’t need to withdraw cash from an ATM and instead wish to use your Chime balance to make payments via other means (such as online or point-of-sale payments).

It’s usually a good idea to link your Chime account to a mobile wallet or digital payment solution in this situation, the most common of which in the United States are: Apple Wallet, Google Pay, Venmo, PayPal, Zelle, Cash App.

You can add your Chime account as a payment option in their mobile app and transfer money to your Chime account via ACH transfer to link your Chime account to one of these mobile payment systems.

You can also pay using your smartphone by scanning a barcode and having the funds debited from your Chime account (a feature also available through the Chime app).

So, if you don’t have your Chime card handy, online shopping will help you withdraw money from Chime without card following the above guideline in this section.

4. You Can Use a Global Debit Card

Using a prepaid debit card designed for low-fee purchases including ATM withdrawals is the most effective way to withdraw cash off Chime without card if you don’t have a Chime card, or have lost it, or have forgotten it at home.

Even while traveling abroad and spending in a foreign currency, you can avoid ATM withdrawal fees entirely by using a competitive travel card product. (The only costs you might see in these situations are ATM network fees or a modest Visa or Mastercard exchange rate markup, depending on the card.)

If you frequently travel outside of the United States, opening a Wise Multi-Currency Account, which allows you access to a current online account, multi-currency balances, and a debit Visa or Mastercard, is one of the best solutions available.

Once you’ve signed up and received your card (which might take up to 3 weeks in the US), you’ll be able to use the following exclusive features:

  • Bank account numbers in the United States, the Eurozone, the United Kingdom, Australia, New Zealand, Singapore, Romania, Canada, Hungary, and Turkey.
  • Up to 56 currencies can be held, exchanged, and topped up.
  • A multi-currency Mastercard debit card that may be used to pay in foreign currencies without incurring additional costs.
  • Right from your account balance, you can use Wise’s strong international money transfer service.

Still have more questions? See How To Contact Chime Customer Service.

Where to withdraw cash from Chime account without a card

Chime’s ATM network has a large number of machines. At the moment, Chime operates over 38,000 ATMs with the help of Visa Plus Alliance and MoneyPass.

Take notice that you cannot use ATMs without a Chime card, which means you must have a created Chime card to withdraw or payout funds from your Chime account.

In terms of cash withdrawals without a debit card, keep in mind that you can use any of the above-mentioned methods to spend funds from your Chime balance. Such as making online purchases, sending money to other Chime users, or making bank transactions.

What Should I Do If I Can Get My Money From Chime Without Card

If you are unable to withdraw cash from Chime without using your debit card, you have 4 options, which are listed above. To spend money from your Chime account, simply use one of the four methods.

I hope you find it helpful? Please, do share to help others also.

Related Post:

How To Transfer Money From Netspend To Chime

How To Contact Chime Customer Service

How To See Pending Deposits On Chime

Chime Direct Deposits Frequently Asked Questions

Njoku Valentine

Hi! Am Njoku Valentine Ernest popularly known as ValErnest, am the admin of GenGuide blog, I love sharing general guides ranging from tech gist, updates, reviews, latest happening, and listing in any area that may interest my audience. Am a graduate of The Federal Polytechnic Bida, Niger State in the Computer Science department.

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