How To Register Opay Account On The Opay App
How to register Opay account in Nigeria have becomes necessary as Opay wallet have really help so many people following the cashless policy issues the citizens are facing in the country.
If you ask; how to open Opay account in Nigeria? How to open Opay account without BVN? What are the steps to download Opay account? You have come to the right webpage.
Either you ask for; how to register opay account, how to sign up opay account or how do i create an opay account, we have you covered in this article.
Table of Contents
What is Opay account?
An OPay is a digital payment platform that allows users to send and receive money, pay bills, buy airtime, and make other financial transactions using their mobile devices. An OPay account is a digital wallet that enables users to store and manage their funds within the platform.
With an OPay account, users can easily transfer money to other OPay users or bank accounts, pay for goods and services, and access other financial services. The platform is designed to be user-friendly and accessible to people with limited access to traditional financial services, making it a popular payment option in many parts of Africa.
OPay also offers other services such as ride-hailing, food delivery, and loan services to its users, making it a comprehensive digital platform for everyday needs.
You May Also Like: How To Check Opay Account Number.
How do I download Opay app?
You can download the OPay app on your mobile device by following these steps:
For Android devices:
- Open the Google Play Store on your Android device.
- In the search bar, type “OPay” and search for the app.
- Select the “OPay: Send Money, Pay Bills & Mobile Top-up” app from the search results.
- Tap on “Install” to download and install the app on your device.
- Once the installation is complete, open the app and follow the prompts to register and start using OPay.
For iOS devices:
- Open the App Store on your iOS device.
- In the search bar, type “OPay” and search for the app.
- Select the “OPay: Send Money, Pay Bills & Mobile Top-up” app from the search results.
- Tap on “Get” to download and install the app on your device.
- Once the installation is complete, open the app and follow the prompts to register and start using OPay.
Note: The steps may vary slightly depending on the version of the app store or mobile operating system you are using.
How To Register Opay Account

To register an OPay account, follow these steps:
- First, download the OPay app from Google Play Store or the Apple App Store.
- Open the app and select your country.
- Enter your phone number and tap on “Get OTP” to receive a verification code via SMS.
- Enter the verification code in the app and tap on “Verify.”
- Create a six-digit password.
- In the Invitation field, enter 7066337461.
- At this point, you will have to select any means of verification (verify using NIN, BVN, Voters Card and others).
- Accept the terms and conditions and tap on “Submit.”
- After a successful verification using the listed means, your Opay account will be create.
Once you have completed the registration process, you will be able to use your OPay account to send and receive money, pay bills, buy airtime, and more.
Note, when you have your Opay account create, the phone number you use during the Opay App registration becomes your Opay account number minus the first zero and your name will appear based on the identification document you use.
How to create Opay Payment PIN?
In Opay, payment PIN allows you to authorize the transaction. It can be also called transfer or transaction PIN. It is a 4 digit PIN and different from the 6 digit login password.
To create the Opay payment PIN, follow the steps below:
- Login to your Opay account.
- Click on “Me” tab on the bottom right.
- Now, click on the setting icon on the top right
- Click on Payment PIN.
- Create a new 4 digit Opay payment PIN or change the old Opay payment PIN by clicking Change Payment PIN. But if you have a payment PIN and have forgotten it, click the Forgot Payment PIN option follow the prompt to reset it.
How do I secure my Opay Account?
To have your Opay account secured, do the following:
- Login to your Opay account using the phone number and the six-digit password used while registering the Opay account.
- Click on the Opay Avatar close to your name at top lift hand side to verify your email address if you’ve not done that.
- You will find “Unverified” if you have not verify your email, and “Verified” if you’ve successfully done that.
- Follow the step by step guide and enter your email address, and other required information if needed.
- Next, set up your security questions. To do this, click on the setting icon at the top right hand side if login to your Opay account.
- There you’ll find information like Account Security, Security Question, Biometric Authentication, Pattern, Payment PIN, Savings Setting, SMS Alert Subscription, About and Sign Out.
- Follow and step up any of the security measure and get you Opay account secured.
Read Also: How To Contact Opay Customer Care Easily.
How to send money using Opay app?
To send money using the Opay app, please follow these steps:
- Open the Opay app on your mobile device and log in to your account.
- Click on the “Transfer” icon on the home screen.
- Select the transfer option (to Opay account, to other bank account or Scan QR code).
- Note, transferring to Opay account, or to other bank account are the commonly used.
- So among the first 2 options, which ever you choose, enter the recipient’s account details (like; bank, account number, and the account name will be generate if entered the account number correctly).
- Enter the amount you wish to send and confirm the transaction details.
- Click next.
- Enter your Opay PIN to authorize the transaction.
- Review the transaction details and click on the “Send” button to complete the transaction.
That’s it! The recipient will receive the funds in their Opay wallet instantly if sending to another Opay user or if sending to other bank account user. In most cases, if the recipient does not have an Opay wallet, they will be prompted to create an Opay account to receive the funds.
How to check my Opay transaction history?
To check your Opay transaction history, follow the steps:
- Open and login to your Opay account.
- On the “Home” screen, you’ll see Transaction History.
- Click on it. And there you will find all the transaction you have done with your Opay account.
How do I get the Opay daily reward?
To get the Opay daily reward, follow these steps:
- Open the Opay app on your mobile phone, and login.
- Click on the “Me or Reward” tab at the bottom of the screen.
- Scroll down and click on “Daily Check-in” under “Promotions”.
- Click on “Check in Now” to check in for the day.
- You will be rewarded with points for checking in. The more consecutive days you check in, the more points you will earn.
- You can use the points you earn from the daily check-in to purchase items on the Opay app or to redeem rewards. Note that the rewards may vary based on your location and the promotions available in your area.
FAQ
Do I need BVN to open an OPay account?
NO, you don’t need BVN to open an Opay account. But you will be ask your BVN if wanted to upgrade your Opay account from Tier 1 to Tier 2.
How much do Opay charge if I want to transfer money?
Opay will not charge for transferring money from your Opay account to other Opay or bank account. Therefore, No Transaction Fees when transferring money or buying airtime on Opay.
How to open Opay account without BVN?
Upon registration, use the National Identification Number (NIN) instead of BVN.
How do I verify my OPay account?
You can use your phone number and get OTP then verify to continue.
Who can use Opay app?
Anyone that have a smartphone with internet connection.
How do I login to my Opay account after registering?
Open the Opay app on your phone, on the sign in welcome back dashboard, ensure your name and the last 4 digit of your registered phone number seen, then enter the 6 digit Opay password your set during registration.
Here is OPAY Related Post
How To Use Opay Cardless Withdrawal
How To Apply For Opay Loan, Borrow And Repay
How To Get Started With Agent Registration On Opay
How To Contact Opay Customer Care Easily
How To Check Opay Account Number