If you are looking forward to knowing how to transfer money from Netspend to Chime, then you are on the right page. What we will be discussing here includes;
- How you can transfer money from Netspend to Chime which involves the following steps: Open Netspend > Add Money > Open Chime > Link Bank > Link Netspend Account > Transfer Money > Amount of Money > Confirm Transaction.
And note that the transfer of money in this case can take up to 5 days, transfer fee and limits are variable, and much more.
With online transactions reaching new heights of convenience for their customers, the query of how to transfer money from Netspend to Chime is becoming all too common these days by searchers!
In this article, I have provided you with a detailed guide on transferring money from Netspend to Chime in less than a minute.
Can I transfer money from Netspend to Chime
Yes, you may make a Netspend to Chime money transfer. A prepaid debit card is known as Netspend. It also has a routing number and an account number connected with it. All you have to do now is link your Netspend account to Chime and you’re ready to go.
All prepaid debit cards that accept ACH (Automated Clearing House) network transfers can be used to send funds to your bank.
It is essential since bank transfers are only made through ACH networks. But don’t worry, Netspend transfers are based on the ACH network, as you may already know. As a result, you can transfer money to a Chime bank account via Netspend.
You May Also Like: How To Transfer Money From Netspend To PayPal.
How to transfer money from Netspend to Chime
The process of transferring money from Netspend to Chime is really straightforward. All you have to do now is link your Netspend and Chime accounts. And use your Chime app to make money transfer requests.
You can also transfer money directly through the Netspend app, but we tried the Chime app instead.
You should be aware that any funds moving from Netspend will be deposited into your Chime spending account.
If you’re ready, or still asking how do I transfer money from Netspend to Chime? Let’s dive in immediately.
Step 1: How To Get Netspend Account And A Routing Number
To transfer money from Netspend or any other prepaid card to Chime, you’ll need the account number as well as the routing number.
As a result, begin by determining your Netspend account’s account and routing number. Technically, the card itself does not have a routing or account number. For the issuing bank account, the information is required.
Before you ask, the account number is not the same as the one on your Netspend card. Although it is termed a debit card number, you must locate the account number.
Netspend’s two issuing banks are MetaBank and Member FDIC. It’s possible that one of them gave you the card. Then if you need to identify the account number and routing number, connected with your Netspend card.
To do that, follow the steps below:
- To begin, go into your Netspend account. You can do this with the Netspend mobile app.
- In the app, tap the add money or transfer money button.
- Find your card’s account number and routing number.
Isn’t it simple?
That’s how you can get the information you need about your Netspend account.
When you’re finished, move on to the next steps below:
Step 2: To Open Chime app or website
If you have all of the necessary information, such as the routing number and account number, open the Chime app.
Alternatively, you can visit the Chime website. Simply go to www.Chime.com and log in with your username and password.
Step 3: Select The “Link a Bank Account” Option
You must go to the app Settings immediately after launching the Chime app or website.
Select the ‘Link a bank account’ option in the Settings section.
Step 4: Select your Bank account
You will now be prompted to select a bank account.
And this is when things become a little complicated. First, look for Netspend in the list of banks and credit unions that are available.
If you come across the option Netspend, select it to proceed.
If you can’t find the connected bank with your Netspend card, try searching for it.
As previously stated, your card must be linked to MetaBank or Member FDIC. Choose one and move on to the next step.
Step 5: Add Bank Login details
Finally, you can now link your Chime bank to your Netspend account. You’ll need to enter your bank login information.
Fill in all of the needed information.
Step 6: Select the Move Money option
After you’ve launched the Chime app. You’ll need to choose Move Money from the drop-down menu. Then select Transfers from the drop-down menu.
Step 7: Select Netspend from the list
From the drop-down menu, choose Netspend. Select the associated bank if you can’t find Netspend. That’s not an issue.
Step 8: Enter the amount
Finally, you’ll be prompted to enter the amount you’d like to transfer from Netspend to your Chime account.
That’s all there is to it.
There are a few more steps to follow, so follow the instructions carefully.
What is the Netspend to Chime Transfer Limits
You should be aware of the transfer limits if you are moving money from to your Netspend account to Chime account.
In addition, Netspend, like Chime and Venmo, has spending and withdrawal limits.
After every 24 hours, the limit for Purchase Transactions and Over-the-Counter Cash Withdrawals is around $4,999.99. For ATM cash withdrawals, however, there is a restriction of $325.00 per withdrawal and $940.00 per day.
ACH transfers to the Chime spending account are limited to $10,000 per calendar day and $25,000 per calendar month, according to the official Chime statement. However, there is no limit to the number of transactions that can be made per day.
You can verify this from them by getting in touch with the customer support unit if true or Not.
How long does it take to transfer money from Chime to Netspend
As previously stated in this article. ACH transfers are a sort of transfer that takes place between banks or even involving banks on one side.
ACH transfers, unlike wire transfers, take more than one day to complete. Transferring money from Chime to Netspend and vice versa would take 3 to 4 business days.
Furthermore, ACH-based transfers are not processed on weekends or public holidays. If you made the money transfer over the weekend, it may take a few more days for the funds to appear in your account.
So, give it at least four days for the money to show up in your account. If the payment is still marked as pending, there may be a problem.
Other Fees That Are Associated With Netspend Services
Here are some other fees that are associated with Netspend services, I have mentioned them in the table below:
|Money withdrawal from an ATM||$0.25|
|Load cash on to the card||$3.50|
|Contact customer support team||$0.50|
|90-day account inactivity||$5.95|
That’s all there is to it, guys.
You now know whether or not you can send money from Netspend to Chime. Transferring money from Netspend to Chime is simple and secure. Netspend’s prepaid cards are the icing on top, with their reliable features that may help you with a variety of tasks.
We hope that this article was helpful to you and that you now understand all of the necessary details for transferring funds from Netspend to Chime account.
If NO, simply follow the instructions in the article you shall get it right.
If you have any difficulties following the steps, please let us know in the comments area below.
We would be delighted to assist you.